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Premier Health Plan
Your Benefits
Premier Health is designed to cover your medical expenses on an 90% co-insurance basis, with you paying 10% of the overall expenses after the deductible has been satisfied, subject to certain lifetime and annual limits.
General Benefits
- Low maximum co-insurance
- Ground and air ambulance benefit
- Access to PPO Network US and Worldwide (www.corvel.com)
- Maximum Lifetime Limit of $2,000,000 (Amount the policy will pay during an Insured’s life span)
- Claims payments to providers within the PPO network (24/7 contact numbers/ Important Details to note on your ID Card)
- Conversion Policy – allowing you to convert from a group plan to an individual Plan
- Local payment of claims
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Medical (Physician and Hospital)
- Savings on office visits and medical services, ranging from routine surgery and diagnostic tests
- Medical services include pediatric care, well baby checkups, treatment of chronic illnesses, OB-GYN services and much more
- A national network of approximately 450,000 general practitioners and specialists, facilities and hospitals. Check Find a Provider for participating providers near you
Prescription Drugs
- Savings of on both brand name and generic drug prices
- Access to a network of participating pharmacies, including most major chains. Check Find a Provider for participating pharmacies near you
Dental
- Major dental care including diagnostic, preventive care, basic restorative and major replacement
Vision
- Annual Examination, contact lenses (after cataract surgery), frames and single vision lenses.
Chiropractic
- Covered medical expenses for Chiropractic services are limited to the amount per treatment shown in the Certificate Schedule of Benefits.
The Medical Plan is designed especially for the entire family. It offers valuable insurance protection to help solve the difficulties which you and/or your family could face as a result of one of the losses covered by the plan.