Homeowner’s Tips

 

Hurricanes

• Cut all overhanging tree branches and/or prune large trees on your property
• Clear all drains and gutters around your property
• Make sure retaining walls are in good standing
• Tie down all loose obstacles from around property
• Make sure the galvanized steel on the roof is fastened properly
• Check hurricane shutters to ensure they are in good working condition

 

Flood

• Make sure all faucets are turned off overnight, and when the property is left unattended
• Identify ghuts or natural run-offs in your area and determine whether they pose a hazard to you
• Know how to shut off electricity, gas and water at main switches and valves
• Avoid building in a flood prone area unless you elevate and reinforce your home
• Elevate your water heater and electric panel to higher floors or levels if they are susceptible to flooding

 

Fire

• Check electrical outlets and lines to make sure they do not have any exposed line, or electrical faults

 

General Tips in the event of a Disaster

• Make sure that your insurance coverage is up to date
• Make a record of your personal property. Take photographs or videotapes of your belongings. Store these documents in a safe place
• Keep insurance policies, deeds, property records and other important papers in a safe place away from your home

 

Tips for Returning to a Damaged Home

• Before going inside, walk carefully around the outside of your home and check for loose power lines, gas leaks and structural damage. If you smell gas, do not enter the home – leave immediately. Do not enter if floodwaters remain around the building. If you have any doubts about safety, have your home inspected by a professional before entering
• If your home was damaged by fire, do not enter until authorities say it is safe
• Check for cracks in the roof and foundation. If it looks like the building may collapse, leave immediately
• Do not use oil, gas lanterns, or candles for lighting inside a damaged home. Leaking gas or other flammable materials may be present. Do not smoke. Do not turn on the lights until you’re sure they’re safe to use
• Enter the home carefully and check for damage. Be aware of loose boards and slippery floors
• Check the electrical system where visible and accessible. If you see sparks, broken or frayed wires, or if you smell hot insulation, turn off the electricity at the main fuse box or circuit breaker. If, however, you are wet, standing in water or unsure of your safety, do not touch anything electrical. Leave the building and seek assistance from the BVI Electricity Corporation
• Check appliances. If appliances are wet, turn off the electricity at the main fuse box or circuit breaker. Unplug appliances and let them dry out. Have appliances checked by a professional before using them again. Also have the electrical system checked by an electrician before turning the power back on
• Check the water and sewage systems. If pipes are damaged, turn off the main water valve
• Try to protect your home from further damage. Open windows and doors to allow air to move through