Your use of this site is expressly conditioned on your acceptance of these Terms of Use. If you do not agree with any part of the Terms of Use, you must not use this site.
Caribbean Insurers Ltd. (“CIL”) reserves the right to modify the Terms of Use at any time. Continued use of this site by you will constitute your acceptance of any revisions to the Terms of Use. Please check this page regularly.
Copyright / Trademark
Permission is hereby granted to use, copy and distribute these materials as presented in this Web site and without alteration for non-commercial purposes only; provided that all copyright and other proprietary notices appear in all copies in the same manner as the original. All other uses are prohibited.
Except as expressly provided herein, you shall not use any portion of this Web site, or any other intellectual property of CIL (including, but not limited to CIL service marks), on any other Web site, in the source code of any other Web site, or in any other printed or electronic materials. Except as expressly provided herein, you shall not modify, publish, reproduce, republish, create derivative works, copy, upload, post, transmit, distribute, or otherwise use any of this Web site’s content or frame this Web site within any other Web site without our prior written permission. Systematic retrieval of data or other content from this site to create or compile, directly or indirectly, a collection, compilation, database or directory, without prior written permission from CIL, is prohibited.
Third-Party Sites
Privacy & Security
Password Registration
In accessing CIL sites requiring a User ID and password, you agree that:
CIL is entitled to act on instructions received under your User ID and password.
CIL is not liable for any unauthorized access to your personal information that is not the direct result of gross negligence or intentional misconduct on the part of CIL.
You will keep your password confidential and you will notify CIL immediately if you believe someone else has obtained your User ID and password or any unauthorized access to the online service site has occurred or may occur.
CIL may block access to the online service site without prior notice if we believe your User ID and password are being used by someone other than you, if any unauthorized access to your personal information has occurred or may occur, or for other reasons.
Disclaimer of Warranty
Limitation of Liability
Jurisdiction / Enforceability
Should any provision of these Terms of Use be held invalid, unlawful or for any reason unenforceable, then the invalid, unlawful or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity or enforceability of the remaining provisions.
The websites of CIL affiliates which may be hyperlinked to this website, contain separate Terms & Conditions for Use and separate Privacy Statements applicable to those websites. They can be reviewed on the affiliate specific website.
Request a Call Back
Do you have a general inquiry? Please complete this form and we will be in touch as soon as possible. Need an insurance quote? Just call our main lines.